New Construction Loans in Florida

Want a brand-new home in Florida? Whether you are a first-time buyer or a real estate investor, Easy Mortgage helps you finance new construction homes, from buying a lot and building to buying new from a builder.

New home construction in Florida

For first-time buyers: buying a brand-new home from a builder or building on your own lot can work with FHA, Conventional and VA loans. Some construction-to-permanent programs let you close one time, lock your rate, and roll the lot, the build and your final mortgage into one loan.

For investors: build-to-rent and spec homes can be financed with new construction programs, and once the home is finished, a DSCR loan can qualify you on the rental income instead of your tax returns. Requirements vary by lender, so we shop many lenders to find the best fit.

Building in Cape Coral, Lehigh Acres, Port Charlotte, Naples or anywhere in Florida? Call or text Pamela Fajardo (NMLS #346542) at (239) 333-5431, or fill out the quick form for a free new construction quote. Hablamos español.