FHA loans are one of the easiest ways to buy your first home in Cape Coral, Fort Myers and Southwest Florida. Easy Mortgage shops many FHA lenders to find you a great rate.
Why FHA? You can buy with as little as 3.5% down with a credit score of 580 or higher, credit guidelines are more flexible, and gift funds from family can be used for your down payment. FHA loans work for single-family homes, FHA-approved condos, and 2 to 4 unit homes you live in.
FHA loans include an upfront and a monthly mortgage insurance premium, and there are FHA loan limits for each county. Because we are a broker, we compare FHA with Conventional options and any Florida down payment assistance you may qualify for, so you can choose the lowest total cost.
We are a local Cape Coral mortgage broker at 618 SW 3rd St, Suite 160, and we help FHA buyers all over Lee County and Florida. Call or text Pamela Fajardo (NMLS #346542) at (239) 333-5431, or fill out the quick form to see if you qualify. Hablamos español.
