Self-employed and turned down because of your tax returns? A Bank Statement loan lets you qualify using your bank deposits instead.
How it works: instead of tax returns, the lender uses 12 to 24 months of your personal or business bank statements to figure out your income. That helps self-employed borrowers whose tax returns show a lower income after write-offs.
Bank Statement loans can be used to buy or refinance a primary home, second home or investment property. Down payment, rate and credit requirements vary by lender, so we compare many lenders to find the best option for your situation.
We help business owners, contractors, realtors, gig workers and 1099 earners all over Florida. Call or text Pamela Fajardo (NMLS #346542) at (239) 333-5431, or fill out the quick form to see if you qualify. Hablamos español.
