Jumbo Loans in Florida

Buying a higher-priced or waterfront home in Florida? A Jumbo loan lets you finance above the standard conforming loan limit.

Florida beachfront luxury homes

A Jumbo loan is a mortgage above the conforming loan limit set each year. Jumbo loans are common for luxury homes, waterfront homes and high-value condos in Southwest and South Florida, for primary homes, second homes and investment properties.

Jumbo lenders often look for stronger credit, more cash reserves and a larger down payment than conforming loans, and every lender's rules are different. As a broker, we compare many Jumbo lenders, including options for self-employed buyers, to find you the best rate and terms.

We help Jumbo buyers in Naples, Cape Coral, Fort Myers, Miami and all of Florida. Call or text Pamela Fajardo (NMLS #346542) at (239) 333-5431, or fill out the quick form for a free Jumbo quote. Hablamos español.