Buying your first home in Florida? You may need much less than 20% down. Easy Mortgage compares many lenders and programs to find the best fit for you.
Your options: Conventional loans from 3% down for qualifying first-time buyers (mortgage insurance can be removed later), FHA loans from 3.5% down with a 580+ credit score, and VA loans with 0% down for eligible veterans. Gift funds from family are allowed on many programs.
Down payment assistance: Florida Housing offers programs that can help with your down payment and closing costs, including Hometown Heroes for eligible full-time Florida workers, when funding is available. We will check what you qualify for and compare it side by side with your loan options.
Not ready yet? Get our free Florida First-Time Homebuyer Guide in English and Spanish at easymtgs.com/free-homebuyer-guides. Ready now? Call or text Pamela Fajardo (NMLS #346542) at (239) 333-5431, or fill out the quick form. Hablamos español.
